SBA FINANCING
San Francisco Business Valuation Services
USPAP-compliant business valuations prepared to meet SBA lender requirements. Our appraisers hold credentials with leading professional organizations, ensuring your financing application rests on a standards-compliant, defensible valuation.
- Prepared in accordance with USPAP
- Meets SBA lender requirements
- Remote completion, fast turnaround
What We Deliver
SBA Loan Valuation Services
Our appraisers prepare comprehensive business valuations specifically designed to meet SBA lender requirements and documentation standards. Each engagement is tailored to your loan application, financing stage, and the lender's specific valuation criteria.
Operating Company Valuation
Full enterprise valuations using income, market, and asset approaches. Prepared to SBA lender specifications for acquisition, refinancing, and working-capital loans.
Minority & Fractional Interest Valuation
Precise valuations of non-controlling stakes, LP interests, and fractional ownership. Addresses illiquidity and control discounts per SBA lending standards.
Real Estate Holding Company Valuation
Specialized valuations for real-estate entities, including debt-to-equity assessments. Supports acquisition financing and recapitalization transactions.
Multi-Entity Organization Valuation
Consolidated valuations across related entities, trusts, and pass-through structures. Ensures SBA compliance when parent or subsidiary interests are pledged as collateral.
Asset-Backed Lending Support
Equipment, inventory, and real-property valuation to establish loan-to-value and advance rates. Reinforces collateral documentation for SBA-guaranteed loans.
USPAP-Compliant Reporting
Every valuation report follows Uniform Standards of Professional Appraisal Practice, ensuring defensibility and acceptance throughout the SBA lending process.
Our Process
How We Deliver Your SBA Loan Valuation
- 01
Initial Consultation & Scope Definition
We gather details about your business, financing need, and SBA lender requirements to tailor the valuation scope.
- 02
Financial & Operational Analysis
Our team conducts a thorough review of your financial statements, tax returns, cash flow, market position, and operational performance.
- 03
Market & Comparable Analysis
We evaluate comparable transactions and market data relevant to your industry and geographic market to support valuation conclusions.
- 04
Valuation & Report Preparation
We prepare a comprehensive, USPAP-compliant report that presents your business value using industry-standard methodologies.
- 05
Delivery & Lender Support
Your report is delivered in the format your SBA lender requires, ready for financing evaluation and underwriting.
STANDARDS-COMPLIANT VALUATION
Credentialed Expertise in Business Valuation
Every SBA loan valuation is prepared by appraisers holding credentials with leading professional organizations and in strict accordance with USPAP — the standard that ensures your report is defensible, compliant, and lender-ready.
ASA (Business Valuation)
AICPA ABV (Accredited in Business Valuation)
CFA (Chartered Financial Analyst)
USPAP Compliance (The Appraisal Foundation)
FAQ
Frequently Asked Questions
What is a business valuation, and why does the SBA require one?
A business valuation is a professional assessment of your company's economic worth, based on financial data, market conditions, and industry standards. The SBA requires an independent, USPAP-compliant valuation to verify that loan proceeds align with legitimate business purpose and that your company's value supports the requested loan amount. This protects both the lender and ensures the loan structure is sound.
Will my SBA lender accept an appraisal prepared by AppraiseItNow?
Our valuations are prepared in accordance with USPAP and follow SBA lender requirements, giving lenders a defensible, standards-compliant report. However, final acceptance is determined by your lender. We recommend sharing our qualifications and methodology with your SBA lender early in the process to confirm alignment with their specific requirements.
How long does an SBA business valuation take?
Turnaround depends on the complexity of your business, data availability, and current workload. Most SBA valuations are completed within 2–3 weeks. For time-sensitive financing, contact us early so we can prioritize your engagement and coordinate with your lender's timeline.
What financial documents do I need to provide?
Typically, we request 2–3 years of tax returns, financial statements, profit-and-loss reports, and balance sheets. For newer businesses or acquisitions, we may need bank statements, contracts, or other supporting documentation. We'll provide a complete document checklist when you engage us.
Is the valuation performed online, or do you need to visit my business?
Business valuations are conducted remotely using the financial and operational data you provide. We do not require an on-site visit. Our appraisers work with your information to develop a thorough, defensible valuation suitable for SBA lending.
What credentials do AppraiseItNow appraisers hold?
Our appraisers hold credentials with leading organizations such as the ASA, AICPA (ABV), and CFA Institute. Every report is prepared in accordance with USPAP, the Uniform Standards of Professional Appraisal Practice. This ensures your valuation meets the highest professional and regulatory standards.
Ready to move forward?
Get your USPAP-compliant business valuation started today. Our team will guide you through the process and answer any questions about your SBA financing appraisal.